Startups use TermsFeed to generate those pesky (but necessary) Terms of Service and Privacy Policies for your startup. Boring but required, they’ll help keep you in the clear legally. They have free templates that you can download and alter yourself, or a generator if you just want to pay to get it produced for you very quickly.
Here is a more in-depth review if you’d like to see all the ins and outs first (with examples).